There are about 6 lakh 40 thousand villages and about 4000 cities in India. Still many people in the country do not have the ability to build their own houses. Pradhan Mantri Awas Yojana was launched in 2015 with the objective of ‘Housing for All’ to realize the dream of own home for every citizen of the country. As per the housing requirement, the deadline has been extended to 2024 and the housing target has also been raised to 2.95 crores.
To maintain the transparency of the work, the government regularly updates all the information on the website. The name of the beneficiaries included in the list of Pradhan Mantri Awas Yojana is updated on the site after verification of all the documents by the central government. Only those whose names are in that list are eligible for the benefits of Pradhan Mantri Awas Yojana.
So if you have applied for Pradhan Mantri Awas Yojana then it is very important for you to check the list.
Pradhan Mantri Awas Yojana List – Overview
| Scheme Name | Pradhan Mantri Awas Yojana |
| Starting time | Year 2015 |
| Type of plan | Central Govt Scheme |
| Type of plan | Pradhan Mantri Awas Yojana Rural (PMAY-G) Pradhan Mantri Awas Yojana Urban/Urban (PMAY-U) |
| Beneficiary | According to the Socio Economic and Cost Census (SECC) 2011, the country is generally poor |
| Purpose | Providing paved houses to poor families in India |
| List view process | Online |
| Ministry responsible | Ministry of Housing and Urban Affairs, Government of India |
| Official website | PMAY(U) Website – https://pmaymis.gov.in/ PMAY(G) Website – https://pmayg.nic.in/ |
Pradhan Mantri Awas Yojana List Features – Urban
Beneficiary features of Pradhan Mantri Awas Yojana list are:
- Poor people in urban areas can take advantage of this scheme to build new houses or repair old houses.
- One of the features of Pradhan Mantri Awas Yojana is Whole Credit Linked Subsidy (CLSS), where the government subsidizes home loans.
- The government will subsidize beneficiaries’ home loans at a maximum interest rate of 6.50%. So to get this benefit the beneficiaries have to take home loan otherwise they will not get the benefit.
- The annual income of the beneficiaries of the Pradhan Mantri Awas Yojana list can be up to a maximum of 18 lakh rupees.
- Beneficiaries can take a housing loan of up to Rs.12 lakh for a tenure of 20 years.
- In this case the maximum amount of subsidy can be 2.67 lakh rupees.
Pradhan Mantri Awas Yojana Urban List
| State Name | Allowed | Grounded | Completed |
|---|---|---|---|
| Andhra Pradesh | 21,32,432 | 20,07,436 | 8,83,209 |
| Bihar | 3,24,996 | 3,03,311 | 1,16,439 |
| Chhattisgarh | 3,02,663 | 2,82,946 | 2,05,781 |
| Goa | 3,146 | 3,146 | 3,144 |
| Gujarat | 10,05,204 | 10,05,204 | 10,05,204 |
| Haryana | 1,15,034 | 92,904 | 66,383 |
| Himachal Pradesh | 12,827 | 12,394 | 9,879 |
| Jharkhand | 2,29,156 | 2,13,263 | 1,34,808 |
| Karnataka | 6,38,121 | 5,93,661 | 3,32,696 |
| Kerala | 1,66,752 | 1,46,792 | 1,17,797 |
| Madhya Pradesh | 9,61,147 | 9,43,770 | 7,38,610 |
| Maharashtra | 13,95,199 | 11,13,599 | 8,28,122 |
| Orissa | 2,03,380 | 1,71,168 | 1,39,172 |
| Punjab | 1,32,235 | 1,13,672 | 78,732 |
| Rajasthan | 2,89,446 | 2,55,296 | 1,76,971 |
| Tamil Nadu | 6,81,795 | 6,61,624 | 5,51,558 |
| Telangana | 2,50,084 | 2,44,219 | 2,24,339 |
| Uttar Pradesh | 17,72,301 | 16,79,169 | 13,65,191 |
| Uttarakhand | 65,519 | 55,625 | 32,994 |
| West Bengal | 6,68,953 | 6,12,193 | 3,81,045 |
| Arunachal Pradesh | 8,499 | 8,360 | 7,034 |
| Assam | 1,76,643 | 1,52,778 | 92,119 |
| Manipur | 56,037 | 48,069 | 12,957 |
| Meghalaya | 4,758 | 3,789 | 1,177 |
| Mizoram | 39,605 | 39,215 | 7,559 |
| Nagaland | 31,860 | 31,841 | 19,024 |
| Sikkim | 594 | 451 | 209 |
| Tripura | 89,068 | 84,526 | 68,906 |
| Andaman and Nicobar Islands | 376 | 376 | 47 |
| Chandigarh | 1,256 | 1,256 | 1,256 |
| Dadra and Nagar Haveli and Daman and Diu | 10,468 | 10,196 | 9,181 |
| Delhi NCR (National Capital Region) | 29,976 | 29,976 | 29,976 |
| J&K (UT) | 47,040 | 41,271 | 20,896 |
| Ladakh (UT) | 1,307 | 1,014 | 783 |
| Lakshadweep (UT) | – | – | – |
| Puducherry (UT) | 15,265 | 14,558 | 9,284 |
How to Find Beneficiary Name in Pradhan Mantri Awas Yojana List?
Follow the below procedure to know details of beneficiary in Pradhan Mantri Awas Yojana list:
- You need to visit the official website of Pradhan Mantri Awas Yojana pmaymis.gov.in.
- Now go to the very first menu ‘Search Beneficiary’ from the menu and you will see a drop down ‘Beneficiary Wise Funds Released’, click on it.
- On this page the beneficiary has to enter his mobile number and click on ‘Send OTP’.
- After OTP verification the beneficiary can view his fund related details.
How to see list of State Level Nodal Agencies (SLNA)?
Read below details to know where your state nodal agency office is located and their official e-mail id.
- You need to go to pmaymis.gov.in first.
- On the top menu of the home page you will see ‘SLNA List’. Click on it.
- Then you will see the complete list of state level nodal agencies with state name, organization name and address and official e-mail ID.
Name, Address and E-mail ID of West Bengal Nodal Agency respectively:
| State | West Bengal |
| Name of the institution | State Urban Development Authority / State Urban Development Authority |
| Address | ILGUS BHAVAN, Block H-C Block, Sector 3, Bidhannagar, Kolkata – 700106 |
| wbsuda.hfa@gmail.com |
Pradhan Mantri Awas Yojana Subsidy Calculator
Calculator facility is provided on the official website itself to calculate PM Awas Yojana subsidy.
- You must first visit the official website pmaymis.gov.in.
- At the top menu you will find ‘Subsidy Calculator’ link, click on it.
- Then another official website will open where you can see the calculator.
- If you fill in your family’s annual income, loan amount and the number of years on the left side of the calculator, the subsidy amount will come out on the right side.
Pradhan Mantri Awas Yojana Helpline
In case of any problem related to subsidy in PM Awas Yojana you can contact the following ways.
Toll-free
National Housing Board (NHB) – 1800-11-3377, 1800-11-3388
Housing and Urban Development Corporation (HUDCO) -1800-11-6163
E-Mail:
National Housing Board (NHB) – clssim@nhb.org.in
Housing and Urban Development Corporation (HUDCO) – hudconiwas@hudco.org
Address:
Pradhan Mantri Awas Yojana (Urban)
Ministry of Housing and Urban Affairs Nirman Bhawan, New Delhi-110011
Questions related to Pradhan Mantri Awas Yojana list (FAQs):
What is Credit Linked Subsidy Scheme (CLSS)?
It is a government subsidy scheme on home loans for Economically Weaker Section (EWS), Low Income Group (LIG) and Middle Income Group (MIG) people. Here you can get interest subsidy up to a maximum of Rs 2.67 lakh.
What is Affordable Housing in Partnership (AHP)?
It is a Centrally Sponsored Scheme (CSS). Where a single project has at least 250 houses and at least 35% of the houses belong to the EWS category, the Government of India provides a central assistance of Rs 1.5 lakh per EWS house.
How are the subsidies paid to the beneficiaries?
The Central Nodal Agency or CNA calculates the subsidy amount for the amount of loan taken by the beneficiary from the Primary Lending Institution or PLI and pays it to the PLI. As a result, the borrower will deduct the subsidy amount from the original loan and pay the EMI on the remaining amount.
What are Primary Lending Institutions (PLI)?
Primary Lending Institutions are Scheduled Commercial Banks, Housing Finance Companies, Regional Rural Banks (RRBs), State Cooperative Banks, Urban Cooperative Banks or any other body identified by MoHUA.
Can a beneficiary switch to another PLI after availing housing loan from one PLI for interest reduction benefit?
A beneficiary who has taken a housing loan and received interest subsidy under the scheme but later switches to another PLI will not be eligible or can again claim the interest subsidy benefit. Beneficiary can claim subsidy with interest on only one loan account.
Can a person having a plot without any construction qualify as a beneficiary?
Yes, the beneficiary will get the subsidy if the beneficiary is eligible on other criteria.
What if the construction of the house is delayed for some reason after getting the subsidy?
In that case the subsidy will be recovered and the central government will have to refund the entire subsidy amount.
